Need more help with money?
SpendSafe Daily helps you manage your spending day to day. But if money worries are piling up — debt, bills you can't cover, or you're just feeling overwhelmed — there is free, confidential help available from trusted UK charities.
These services are free to use, completely independent of SpendSafe Daily, and they won't judge you. Reaching out is a sign of strength, not weakness.
Free debt & money advice
StepChange Debt Charity
Free, confidential debt advice — online or over the phone.
0800 138 1111Monday to Friday 8am–8pm, Saturday mornings
stepchange.org →National Debtline
Free, independent debt advice from a registered charity.
0808 808 4000Monday to Friday 9am–8pm, Saturday 9:30am–1pm
nationaldebtline.org →Citizens Advice
Free advice on debt, benefits, bills and money worries.
0800 144 8848England · Monday to Friday 9am–8pm, Saturday 9:30am–1pm
citizensadvice.org.uk →MoneyHelper
Free, impartial money guidance backed by the government.
0800 138 7777Monday to Friday 8am–6pm
moneyhelper.org.uk →If you're struggling to cope
Samaritans
Money problems can take a real toll on how you feel. If things are getting on top of you, Samaritans are there to listen — any time, day or night.
116 123Free to call, 24 hours a day, every day
Prefer to text? You can reach the SHOUT crisis service free, any time, by texting SHOUT to 85258.
samaritans.org →If you're in immediate danger or need urgent medical help, call 999.