Built for people paid monthly · Benefits claimants · Fixed incomes
Stop running out of money before payday.
SpendSafe Daily tells you exactly what you can safely spend today — after your bills, food and essentials are protected. One clear number. Every single day.
Not sure yet? Try the free preview first →
Most people spend £15–£40 a month on subscriptions they barely use.
Netflix you haven’t opened in weeks. A gym membership you meant to cancel. Apps that quietly take money every month without you noticing.
SpendSafe Daily costs less than a coffee. And unlike those forgotten subscriptions, it actively puts money back in your pocket — by helping you spend smarter every single day between paydays.
£4.99
per month
16p
per day
1 clear
number daily
How SpendSafe Daily works
Set up in under 2 minutes. Use it every day.
Tell us your situation
Enter your balance, payday date, bills and what you need for food and travel. Add as many bills and paydays as you have.
We protect what matters
Bills, essentials and your emergency buffer are set aside first. What's left is your flexible money.
You get one clear number
Your safe spend for today. Log what you spend, check if a purchase fits, and watch your progress to payday.
Who is SpendSafe Daily for?
If any of these sound familiar, this tool was made for you.
Paid monthly and always short in the last week
On Universal Credit, PIP, or other benefits
Anxious about spending because you're not sure what's safe
Tired of complicated budgeting apps that never stick
Caught out by direct debits you forgot were coming
Just want one simple number to guide your day
We’ll never tell you that you failed.
Money stress is real. SpendSafe Daily is designed to support you — not lecture you. If a day runs higher than planned, we adjust your number and move forward. No shame, no judgement.
- ✓ “Your new safe spend is £18.40”
- ✓ “Today was higher than planned — you can still recover”
- ✓ “Let’s protect the rest of the month”
Everything you need. Nothing you don’t.
One plan. Every feature included. No upsells.
Full safe-spend plan
Set your bills, essentials and emergency buffer. Get a real daily limit that actually protects you.
Daily dashboard
See exactly what's safe to spend today — bills protected, essentials reserved, flexible money tracked.
"Can I spend this?" checker
About to buy something? Check instantly whether it fits your plan — no guilt, no judgement.
Safe Streak
Stay within your daily limit and build a streak. Small wins add up.
Payday Progress
A visual countdown showing how close you are. Watch the finish line get closer every day.
Beat Today
Spend less than your limit and carry the difference forward. Every penny saved counts.
Payday reset
When payday arrives, reset your plan in seconds. Start fresh, stay in control.
History & export
View your spending history and export your plan. Know your patterns.
Start today for £4.99/month
That’s 16p a day. Less than a penny for every pound you’ll save by knowing your limit.
Cancel anytime. No annual commitment. No bank login required.
Start for £4.99/monthNot sure yet? Try the free preview — no account needed →